Tallinn

Living Cost

(3 answers)
By Mag Traveller December 18, 2017

Hello locals, I need to know if a gross salary of 2800€ / month is good for affording a car, a nice small apartment for 2, maybe commercial health insurance and able to save some as well?

Answer the question

3 answers

In Estonian terms that's very good pay :) So the answer is yes.
Ülane Local Guru December 18, 2017
Reply
Thank you Ülane.
Mag Traveller December 18, 2017
Reply
An afterthought: if you are moving here temporarily, owning a car in Estonia if you live in a centrally located district is not a must, as we have decent public transport and Uber/various taxi apps are cheap compared to more western countries.
It all depends on your living standards, but this is over 2X higher than the average salary in Estonia, so should be fine :)

A nice small apartment in central Tallinn will cost you between €700-900 per month (including all the costs). Cost of the car really depends on the car you'll buy. The other expenses also depend on a lot of your living standards. If you want to eat out in nice restaurants several times a week and love to visit bars a lot, then you probably won't save anything.

As i understand the €2800 gross is total for 2 people, right? For just 1 person it would be totally enough for a good living standard.
Kalev Local Expert December 18, 2017
Reply
You can save money on the apartment if you choose a less central location or a not so fancy apartment.
Wow, I wasn't expecting such a comprehensive reply. Thank you so much Kalev.
Mag Traveller December 18, 2017
Reply
The 2nd person in question would probably be handling their own expenses. We'd be cooking at home mostly. No expense for alcohol (which is already super cheap in Estonia) for now as I'm still getting used to the taste and don't plan on consuming it regularly.
I'm ok with used cars that don't give me problems. I'd love to be able to afford an EV ultimately, but till then I'd live with anything that gets me from point A to B.
So it all comes down to just groceries, eating out 4-5 times or less a month, commercial medical insurance, rent+utility, maybe couple of vacations out of the country per year. I guess I can hope I'd have some left for savings at the end of the month.
Mag Traveller December 18, 2017
Reply
Yep, in this case, you should easily be able to save €500+ per month. If you share apartment and eating costs with someone, then €1000 per person per month gives you already quite good living. Everything above that is an extra comfort.

The main thing is really the apartment, that is the highest fix cost. The medical insurance is covered automatically if you work here legally.
Yes, this is enough
Natali Local December 18, 2017
Reply
Thank you for this. What would be the minimum to be able to afford all this? 2200-2500 € maybe? Talking about Tallinn.
Mag Traveller December 18, 2017
Reply
Everything depends on your habits and lifestyle, but I would say 2500 is minimum for 2 people considering all conditions you have mentioned below
Natali Local December 18, 2017
Reply
Thank you Natali. This really helps.
Mag Traveller December 18, 2017
Reply